How can a PC help me to budget?

Your computer is another type of really useful budgeting tool that you can use at home. If you’ve got access to a PC, you can create your own spreadsheet quite easily – there are all sorts of tutorials available online. You might also want to buy some personal finance software, which is widely available.

Online banking is also another handy way to stay in touch with your finances. All the major banks now enable you to bank from home, doing things like checking your balance and recent statements, transferring money between accounts and paying bills. It’s accurate, up-to-the-minute, and usually comes free with most current accounts.

What’s the advantage of using a computer to manage my money?

Using a computer to stay on top of your money can make it all a whole lot easier. Once you set up your system, updating the information is quick and painless – though it’s important to keep it all up to date so you truly understand your financial position from day to day.